posted: January 19, 2012

The word “risk” derives from the early Italian risicare, which means “to dare.” In this sense, risk is a choice rather than a fate. This is clearly demonstrated in the dozens of cases I have managed over the last 38 years concerning ... more »

posted: December 16, 2011

The subject of conflicting orders in a medical chart is a modern one. Up to the 1950’s, the medical chart in the primary care setting was used as a reminder system for one physician to provide continuing care to a patient or to a patient’s ... more »

posted: November 28, 2011

Over several months of treatment of a patient, a primary care physician wrote all notes in a patient’s medical record in Spanish. A year later, the office manager received a record request from an attorney and learned that all records were ... more »

posted: October 27, 2011

Jacksonville-based MedMal Direct Insurance Company’s Financial Stability Rating® (FSR) of A, Exceptional, has been reaffirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to ... more »

posted: October 05, 2011

Six years ago medical malpractice insurance premiums hit their peak, forcing many physicians and surgeons to “go bare”; i.e., practice medicine without having any medical malpractice insurance at all. In my 37 year career I have handled ... more »

posted: September 20, 2011

Jacksonville-based MedMal Direct Insurance Company announces their new reinsurance treaty with a panel of international reinsurers including Lloyd’s of London and Bermuda based companies, all of which have an A.M. Best financial stability rating ... more »

posted: September 20, 2011

Jacksonville-based MedMal Direct Insurance Company announces the launch of MedMal Direct University. MedMal Direct provides all of its insureds unlimited access to MedMal Direct University: offering clinical and non-clinical risk management courses ... more »

posted: June 20, 2011

By Timothy R. Bone, President

In the United States, we are very fortunate to have the finest physicians practicing the best clinical medicine in the world. Yet sadly, we also live in one of the most litigious societies in the world that is ... more »

posted: June 08, 2011

By Timothy R. Bone, President

It is the purpose of this Risk Management Series to focus on those non-clinical issues perceived to be influenced by changes in the individual or collective behavior of physicians and other healthcare providers. As ... more »

posted: May 18, 2011

By Timothy R. Bone, President

an•te•di•lu•vi•an
[an-tee-di-loo-vee-uh n]
–adjective
1. very old, old-fashioned, or out of date; antiquated; primitive: antediluvian ideas.

It is in the best interest of the physician to purchase ... more »

posted: May 18, 2011

By Timothy R. Bone, President

The essential elements of tort reform are discussed here, with the object of generating even more detailed discussion on each topic in future issues. As in all things political, each option has advocates for and ... more »

posted: September 09, 2010

Jacksonville-based MedMal Direct Insurance Company has earned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining ... more »

posted: July 14, 2010

“A Good Night’s Sleep” – What policy limits should a Florida physician buy?
By Timothy R. Bone, President, MedMal Direct Insurance Company

Introduction: In the past, it was customary for physicians in Florida to buy $1,000,000/$3,000,000 ... more »

posted: July 12, 2010

Timothy R. Bone, President of MedMal Direct Insurance Company, is featured in the July/August issue of Florida Medical Business. Make sure and pick up a copy today or read it online at: ... more »

posted: June 25, 2010

Read the article here: http://www.jaxdailyrecord.com/showstory.php?Story_id=531295.

posted: June 25, 2010

The Podcast is available here: http://www.ambest.com/media/media.asp?RC=175153

posted: June 25, 2010

http://jacksonville.com/business/2010-06-24/story/medmal-cuts-middleman-malpractice-insurance-sales

posted: June 25, 2010

MedMal Direct Insurance received authority last week from the State of Florida’s Office of Insurance Regulation to begin business as a Domestic Stock Insurance Company. For the complete Press Release, please visit: ... more »

posted: April 01, 2010

The parties to the lawsuit: This lawsuit was filed on behalf of a 62 year old, retired widower with no minor dependents; and was filed solely against a 55 year old board certified Ophthalmologist.

The facts
The patient first presented himself to ... more »

posted: April 01, 2010

Many physicians (or their staff) continue to forward original x-rays to patients and attorneys when asked to release patients’ medical records. In order to fully protect the physician’s liability exposure, this practice must cease.

At MedMal ... more »